The Punjab National Bank (PNB) is one of India’s leading public sector banks, offering stable career opportunities with attractive salaries and benefits. The position of Clerk in PNB is highly sought after, providing a steady income, job security, and career growth.
The PNB Clerk salary in 2025 follows the 11th Bipartite Settlement, ensuring a structured pay scale, allowances, and perks. With the 8th Pay Commission expected in 2026, salaries are projected to increase, benefiting employees with higher basic pay, increased allowances, and revised pension benefits.
This article provides complete details about PNB Clerk salary in 2025, the effect of the 8th Pay Commission, and the expected salary hike for banking employees.
PNB Clerk Salary in 2025: Pay Scale and Monthly Salary

The salary structure of a PNB Clerk is based on the latest Bipartite Settlement and includes basic pay, allowances, and additional benefits. The pay scale for a PNB Clerk in 2025 is:
Salary Structure for PNB Clerk in 2025
- Basic Pay (Starting Salary): ₹19,900 per month
- Pay Scale: ₹19,900 – ₹47,920 per month
- Dearness Allowance (DA): Around 41% of basic pay
- House Rent Allowance (HRA): 7% to 10% of basic pay
- Special Allowance: Fixed percentage of basic pay
- Transport Allowance: Varies based on location
After including all allowances, the gross monthly salary of a PNB Clerk in 2025 is expected to be ₹35,000 – ₹40,000 per month, depending on the city of posting.
Effect of 8th Pay Commission on PNB Clerk Salary
The 8th Pay Commission is expected to bring major salary revisions for government and public sector employees, including banking employees. Based on previous trends, a 25-30% salary hike is expected.
Expected Salary Hike After 8th Pay Commission
Component | Current Salary (2025) (₹) | Expected Salary (After 8th Pay Commission) (₹) |
---|---|---|
Basic Pay (Starting Salary) | 19,900 | 25,000 |
Dearness Allowance (41%) | 8,159 | 10,250 |
House Rent Allowance (7-10%) | 1,393 – 1,990 | 1,750 – 2,500 |
Special Allowance | 3,000 | 4,000 |
Transport Allowance | 1,200 | 1,500 |
Gross Monthly Salary | 35,000 – 40,000 | 45,000 – 50,000 |
Annual Salary Package (CTC) | ~₹5 Lakh | ~₹6.5 Lakh |
With the 8th Pay Commission, the basic pay will increase, leading to higher DA, HRA, and other allowances, making the total salary package more attractive.
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Allowances and Perks for PNB Clerks
Apart from basic pay, PNB Clerks receive several allowances and benefits that enhance their monthly earnings.
- Dearness Allowance (DA) – Revised quarterly based on inflation.
- House Rent Allowance (HRA) – Provided based on the city of posting.
- Medical Benefits – Coverage for employees and their dependents.
- Leave Travel Concession (LTC) – Allowance for travel expenses.
- Provident Fund (PF) & Gratuity – Ensuring long-term financial security.
- Pension Scheme – Post-retirement financial support.
- Performance-Based Bonuses – Additional incentives for high-performing employees.
These benefits and allowances make PNB Clerk jobs financially secure and rewarding.
Career Growth for PNB Clerks
A PNB Clerk has good career growth prospects within the banking sector. Through internal exams and promotions, clerks can move to higher positions with better salaries.
Promotion Path for PNB Clerks
- Clerk → Senior Clerk
- Senior Clerk → Assistant Manager
- Assistant Manager → Deputy Manager
- Deputy Manager → Branch Manager
- Branch Manager → Regional Manager
With experience and performance, a PNB Clerk can reach managerial positions within 5-7 years, leading to higher salaries and responsibilities.
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Conclusion
The PNB Clerk salary in 2025 remains highly competitive, with a structured pay scale and attractive benefits. With a starting salary of ₹35,000 – ₹40,000 per month, the position offers job security and financial stability.
With the 8th Pay Commission expected to bring a 25-30% salary hike, the total salary package will increase significantly, making this job even more lucrative.
For those preparing for banking exams, a Clerk position in Punjab National Bank is an excellent opportunity to build a secure and rewarding career in the banking sector. Aspirants should stay updated on recruitment notifications and prepare well to secure this job.