So, you’re curious about the SBI PO salary in 2025, right? It’s no surprise—it’s one of the most talked-about jobs in the banking sector. Why? Because the pay, perks, and career growth opportunities are simply unmatched. Let me walk you through everything you need to know in simple terms.
What’s the Salary Like?

Let’s start with the basics. As an SBI Probationary Officer (PO), your starting basic pay is ₹48,480, and there are 4 advance increments right from the start. Pretty solid, isn’t it? The overall pay scale looks like this:
₹48,480-2000/7-62480-2340/2-67160-2680/7-85920
Confused by those numbers? Don’t worry—it just means your salary keeps increasing steadily over the years. By the time you hit the top of this scale, you’re making ₹85,920 per month as basic pay.
How Much Do You Take Home?
Here’s the part you’re probably most excited about—your in-hand salary. After deductions like PF, tax, and pension, you’ll bring home about ₹84,964 per month. That’s a great amount, isn’t it?
Here’s a quick breakdown:
Component | Amount |
---|---|
Basic Pay | ₹48,480 |
Special Allowance | ₹14,967 |
Dearness Allowance | ₹14,336 |
City Compensatory Allowance | ₹2,300 |
House Rent Allowance | ₹5,648 |
Gross Salary | ₹94,581 |
Deductions | ₹9,617 |
Net In-Hand Salary | ₹84,964 |
That’s what lands in your account every month!
Expected SBI PO Salary after 8th Pay Commission
After the 8th Pay Commission, the salary of an SBI PO is expected to see a significant 25% hike. The basic pay is likely to increase from ₹48,480 to around ₹60,600. With allowances like DA, HRA, Special Allowance, and City Compensatory Allowance also increasing proportionally, the gross salary is estimated to rise from ₹94,581 to approximately ₹1,14,164.
After deductions such as PF, tax, and pension, the in-hand salary could be around ₹1,02,143 per month. This substantial increase will make the role even more attractive with better pay, allowances, and overall financial benefits.
After the 8th Pay Commission, the SBI PO Salary is expected to increase significantly, following a historical trend of approximately a 25% hike in basic pay and allowances. Here’s an estimate based on the current salary structure under the 7th Pay Commission:
Revised Basic Pay:
- Current Basic Pay: ₹48,480
- Projected Basic Pay (25% hike): ₹60,600
Revised Allowances:
1. The Special Allowance, which is currently ₹14,967, is expected to increase to ₹18,709 after a 25% hike under the 8th Pay Commission.
2. The Dearness Allowance (DA), currently ₹14,336, is expected to rise to ₹17,920 after a 25% hike under the 8th Pay Commission.
3. The City Compensatory Allowance (CCA), which is currently ₹2,300, is expected to increase to ₹2,875 after a 25% hike under the 8th Pay Commission.
4. House Rent Allowance (HRA):
- Current: ₹5,648
- Revised: ₹7,060 (25% hike)
Gross Salary:
- Current Gross Salary: ₹94,581
- Revised Gross Salary: ₹1,14,164
Deductions:
- Current Deductions: ₹9,617
- Assuming a proportional increase: ₹12,021
Net In-Hand Salary:
- Current In-Hand Salary: ₹84,964
- Revised In-Hand Salary: ₹1,02,143
Perks and Allowances: The Extras
SBI doesn’t stop at just the salary—they throw in some amazing perks and allowances. Here’s what you can expect:
- Dearness Allowance (DA): Adjusts to inflation (currently 19.83% of basic pay).
- House Rent Allowance (HRA): Ranges from 7% to 9% based on your posting location.
- City Compensatory Allowance (CCA): Adds 3%-4% depending on the city.
- Medical Insurance: Covers you 100% and your family 75%.
- Travel Allowance: AC 2-tier train fare reimbursement for official trips.
- Petrol Allowance: Between ₹1,100 and ₹1,250 every month.
There are more perks like newspaper and entertainment allowances, concessionary loan interest rates, and even cashless treatment at selected hospitals. Sounds amazing, doesn’t it?
SBI PO Career Growth: Where Can You Go?
This job isn’t just about a great salary—it’s about growth. You start as a Probationary Officer, and with good performance, you can climb the ladder quickly. Here’s how it works:
- Assistant Manager
- Deputy Manager
- Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
- Chief General Manager
- Deputy Managing Director
- Managing Director
- Chairman
With every promotion, your salary increases too. Plus, if you’re really exceptional, SBI offers opportunities to work abroad. Exciting, right?
Also, check: NVS Teacher Salary 2025: Detailed Pay Scale, Allowances, and Perks Explained
SBI PO Job Profile: What’s the Role Like?

Let me simplify it for you. As an SBI PO, you’ll start by learning the ropes during a 2-year probation period. You’ll get training in areas like personal banking, rural banking, and loan processing. Here’s what your daily responsibilities might look like:
- Helping customers with queries and services.
- Supervising clerical staff.
- Processing loans and credit applications.
- Learning the basics of retail banking.
After probation, you’ll take a screening test. Pass it, and you’re promoted to a higher role. Fail it? Don’t worry—you’ll get another shot!
FAQs: Common Questions About SBI PO Salary
It’s ₹48,480, plus four advance increments.
About ₹84,964 per month.
Around ₹18.67 lakh at the initial stage.
DA, HRA, CCA, medical insurance, travel allowance, and more.
Absolutely! High salary, job security, career growth, and perks make it a dream job for many.
Why Should You Consider Becoming an SBI PO?
If you are looking for a career that combines great pay, job security, and endless opportunities, the SBI PO role is perfect. The salary is excellent, the perks are unbeatable, and the growth potential is immense. Plus, with a supportive work environment, it’s a job you’ll love to show up for every day.
So, what are you waiting for? Start preparing, and take the first step toward a rewarding banking career!
Also, check: SBI Clerk 2025 Salary After 8th Pay Commission, Monthly Salary, Allowances